The Portugal D7 Visa has become one of the most popular residency routes in 2025, attracting retirees, remote workers, and families looking for a safe and affordable place to live in Europe.
First introduced in 2007, the visa was designed for individuals who can show stable passive income, such as pensions, rental earnings, or dividends, allowing them to settle in Portugal legally.
Unlike temporary tourist visas, the D7 provides a pathway to long-term residency and even Portuguese citizenship. Applicants who qualify are granted the right to live in Portugal, access public healthcare, enroll children in schools, and travel freely across the Schengen Area.
Portugal, with a population of over 10 million people according to the Portuguese Authorities, has become one of Europe’s most attractive spots for new residents.
The visa is especially attractive because the financial requirements remain relatively modest compared to other European countries.
A single applicant only needs to demonstrate enough regular income to cover living expenses in Portugal, which makes this visa accessible to a wide group of people.
In this guide, we will cover every detail you need to know: from income requirements to the step-by-step application process.
What is the Portugal D7 Visa?
The Portugal D7 Visa, sometimes called the Passive Income Visa, is a residence visa created for non-EU/EEA/Swiss citizens who want to live in Portugal and can prove stable income from outside the country.
It was originally introduced to make Portugal more accessible for retirees, but today it is also widely used by remote workers, entrepreneurs, and families with reliable income streams.
The main requirement is to show proof of a minimum of €870 in regular income to support your stay in Portugal. This income can come from pensions, rental properties, investments, royalties, or long-term work contracts with companies abroad.
Unlike business visas or work permits, the D7 does not require you to create jobs, run a company, or meet large investment thresholds.
Holders of a D7 Visa first receive a temporary residence permit, valid for two years, which can then be renewed for three years. After five years of legal residence, applicants may apply for permanent residency or Portuguese citizenship, provided they meet integration and language requirements.
Another advantage of the D7 Visa is the ability to bring family members under the family reunification scheme. Spouses, dependent children, and sometimes parents can join the main applicant, all enjoying the same residency rights.
For professionals considering a move to Portugal, the European Labour Authority reports shortages in 31 occupations, highlighting the most in-demand roles for aspiring expats.
In short, the Portugal D7 Visa offers a clear legal pathway for those with reliable income to settle in the country and eventually build a long-term future there.
Who Can Apply for D7 Visa Portugal in 2025?
The Portugal D7 Visa is open to any non-EU, non-EEA, and non-Swiss citizen who can prove they have a stable source of income outside Portugal. While it was first designed for retirees, the program has expanded and now attracts a wide group of applicants in 2025.
You may qualify if you fall into one of the following categories:
- Retirees with regular pension income.
- Remote workers earning a salary from foreign employers.
- Self-employed professionals providing services to clients abroad.
- Investors and landlords earning from dividends, interest, or rental properties.
- Families who want to relocate together, with the main applicant sponsoring dependents.
Applicants must be able to prove that their income is sufficient to cover living costs in Portugal. While the minimum threshold is tied to the Portuguese minimum wage, most successful applications show higher amounts to increase approval chances.
The income can be a mix of different sources, as long as it is stable and documented.
Family reunification rules also make the visa attractive. A spouse, dependent children, and in some cases dependent parents can be included. Each family member must submit the required documents, but they will enjoy the same residency rights as the main applicant.
In summary, the D7 Visa is suited for anyone with a reliable income who wants to live legally in Portugal, from retirees seeking better quality of life to digital workers who want EU residency rights.
Financial Requirements for the D7 Visa in 2025
One of the main advantages of the Portugal D7 Visa is its relatively modest financial requirements compared to other European residency programs.
Applicants must prove that they have a stable passive or active income that covers living expenses in Portugal.
The reference point is the national minimum wage, which in 2025 is €870 per month.
Here’s a breakdown of the minimum income thresholds:
- Main applicant: 100% of the Portuguese minimum wage (€870 per month, or about €10,440 per year).
- Spouse or partner: 50% of the minimum wage (€435 per month, or about €5,220 per year).
- Dependent children or parents: 30% of the minimum wage (€261 per month, or about €3,132 per year).
Most successful applicants demonstrate higher amounts, as consulates prefer to see financial comfort rather than the bare minimum.
Acceptable income sources include pensions, rental earnings, dividends, royalties, long-term contracts with foreign employers, and savings accounts that provide regular returns. One-off funds or irregular earnings are usually not accepted.
In addition to proof of income, applicants must also show evidence of accommodation in Portugal – either a rental contract, property ownership, or a letter of invitation. A Portuguese bank account with sufficient funds is also strongly recommended, as it shows commitment and financial stability.
In short, the D7 Visa is designed for people who can support themselves without relying on the Portuguese welfare system, making income stability the key factor for approval.
Documents Required for the Portugal D7 Visa
Applying for the Portugal D7 Visa in 2025 involves gathering a detailed set of documents to prove your eligibility. These must be submitted to the Portuguese consulate in your home country before you can travel. Having everything in order increases the chances of smooth approval.
Here are the main documents required:
- Completed visa application form from the Portuguese consulate or VFS Global website.
- Valid passport with at least six months of validity after your intended stay.
- Two recent passport-sized photos meeting biometric standards.
- Proof of income such as pension slips, rental agreements, dividend statements, or employment contracts.
- Bank statements showing financial stability and the ability to transfer funds into a Portuguese account.
- Proof of accommodation in Portugal, either a rental contract, property deed, or letter of invitation.
- Criminal record certificate issued by your home country and authenticated, showing no serious offenses.
- Health insurance covering you in Portugal until you can access the national healthcare system.
- NIF (Número de Identificação Fiscal), which is the Portuguese tax number required for contracts and banking.
Depending on your personal situation, additional documents may be requested. For example, married couples must submit marriage certificates, and families with children must provide birth certificates.
All foreign documents must usually be legalized with an apostille and translated into Portuguese by a certified translator.
Applicants should make copies of all documents, as both originals and certified copies may be required. Submitting a well-prepared application package is key to avoiding delays.
Step-by-Step Application Process for the D7 Visa Portugal in 2025
The D7 Visa application process is structured but can feel overwhelming if you don’t know the sequence. Following each step carefully is important to avoid rejections or unnecessary delays.
Step 1: Gather Required Documents
Prepare all the required paperwork, including proof of income, bank statements, accommodation, and health insurance. Make sure translations and apostille certifications are completed if needed.
Step 2: Apply at the Consulate or VFS Global
Submit your application at the Portuguese consulate in your home country or through VFS Global, which manages visa applications for Portugal in many regions. Book an appointment online and pay the required visa fee.
Step 3: Attend the Interview
At the scheduled appointment, you will submit your documents, provide biometrics (fingerprints and photo), and answer questions about your plans in Portugal. Be prepared to explain your financial means and housing situation.
Step 4: Wait for Processing
Visa approval can take between 30 to 90 days, depending on the consulate’s workload. Some applicants may be asked for additional documents during this stage.
Step 5: Receive the D7 Visa Portugal
Once approved, you’ll get a temporary visa valid for 4 months, allowing you to enter Portugal.
Step 6: Apply for a Residence Permit
Within 4 months of arriving in Portugal, you must attend at AIMA (Portuguese Immigration Authorities) appointment to convert your visa into a 2-year residence permit, renewable later.
Careful planning makes this process more manageable, and many applicants find that working with an advisor helps them avoid common mistakes.
D7 Visa Accommodation Requirements
One of the most important parts of the D7 Passive Income Visa application is showing proof of accommodation in Portugal. Authorities want to see that you have a stable place to stay when you move, even if it’s temporary at first.
Rental Agreement or Property Ownership
You can provide a signed rental contract, a property deed if you already purchased a home, or even a notarized invitation letter from a family member or friend who will host you. Many applicants prefer renting because it gives flexibility while settling in.
Duration of Housing Proof
The Portuguese consulate usually expects a rental agreement that covers at least 12 months. Short-term stays like Airbnb or hotels may not be accepted for the visa, although they can sometimes work for the very beginning of your move while you search for something permanent.
Converting Commercial to Residential
In some regions, landlords are shifting more spaces into housing. For example, The Portugal News highlighted that many property owners in Porto are now turning old commercial spaces into residential rentals to meet demand. This can create new housing opportunities for D7 applicants.
Practical Tip
If you’re unsure about where to live, start by researching areas that match your lifestyle – Lisbon for city life, Porto for culture, or smaller towns for a quieter pace. Signing a rental contract before your appointment shows immigration officials that you’re serious about relocating.
Showing clear housing proof is just as important as income documents. Without it, your application may be delayed or rejected.
Health Insurance and Tax Number (NIF)
When applying for the Portugal D7 Visa, two key requirements often surprise applicants: health insurance and a Portuguese tax number, known as the NIF (Número de Identificação Fiscal). Both are mandatory, and missing either can delay your approval.
Health Insurance Requirement
Applicants must show proof of private health insurance with coverage in Portugal and across the EU. Policies should provide at least €30,000 in medical coverage, which aligns with Schengen visa standards.
Many applicants choose international insurance providers that cover emergencies, hospital stays, and repatriation. Once in Portugal, you may register with the public health system (SNS), but private insurance is needed for the initial visa.
Portugal is well-regarded for its healthcare standards, ranking 21st globally in the 2024 Healthcare Index by Country from Numbeo.
Portuguese Tax Number (NIF)
The NIF is essential for nearly every financial transaction in Portugal — renting a house, opening a bank account, or signing utility contracts. You can apply for one at a Portuguese tax office or through a legal representative if you’re outside the country.
Some law firms and relocation services offer this as part of a Portugal D7 Visa assistance package.
Why They Matter Together
The consulate wants to ensure applicants can support themselves responsibly. Having health insurance shows you won’t be a burden on the healthcare system, while the NIF proves you’re ready to integrate into the financial and legal framework of Portugal.
Tip for Applicants
Get your NIF as early as possible, ideally before your visa appointment, since it may also be needed when signing your rental contract or opening a bank account. Pairing it with valid health insurance makes your D7 visa file much stronger.
D7 Visa Timeline and Processing Times
Understanding how long the Portugal D7 Visa process takes is crucial for planning your move. While times can vary depending on your home country and the workload of the consulate, there is a general timeline most applicants experience.
Step 1: Gathering Documents (2–6 weeks)
Before applying, you’ll need to collect all required documents: proof of income, bank statements, police clearance, rental contract, NIF, and health insurance. The time depends on how quickly you can organize and legalize paperwork.
Step 2: Consulate Submission (4–12 weeks)
Once you submit your application at the Portuguese consulate, the initial review begins. Some consulates are fast, approving in about 4 weeks, while others may take up to 3 months. Staying in touch with the consulate can help you track updates.
Step 3: Entry Visa (4 months validity)
If approved, you’ll receive a temporary entry visa that’s valid for 120 days. This allows you to travel to Portugal and begin the residency process.
Step 4: AIMA Appointment (3-6 months wait)
In Portugal, you must attend a meeting with AIMA (previously SEF) to finalize residency. Depending on the city, appointment wait times can range from a few weeks to several months.
Total Timeframe
From the start of gathering documents to receiving your residence permit card, most applicants should expect 4 to 8 months. Planning ahead with a clear timeline helps avoid stress and ensures your transition to Portugal goes smoothly.
How to Renew the D7 Visa
The Portugal D7 Visa is initially granted for two years. To continue living in Portugal, you must apply for a renewal before it expires. Renewal is fairly straightforward if you meet the basic requirements.
When to Apply
You should start the renewal process at least 30 to 60 days before your residence card expires. Delaying could cause gaps in your legal residency status.
Key Requirements for D7 Visa Renewal
- Proof of continuous passive income or savings, at least equal to the original requirements.
- Updated Portuguese address proof, such as a rental agreement or utility bills.
- Valid health insurance covering Portugal.
- Confirmation that you have not been away from Portugal for more than the allowed time (usually not more than 6 consecutive months, or 8 months total in 2 years).
Portugal D7 Visa Application Process
You will need to schedule an appointment with AIMA (formerly SEF). At the appointment, you’ll present your updated documents, pay the renewal fee, and provide biometric data again.
Validity After Renewal
The first renewal extends your residency for 3 years. After that, you can renew again or, if eligible, apply for permanent residency or Portuguese citizenship after 5 years in the country.
Tip : Keep records of all rental contracts, bank transfers, and utility payments. These small details often make renewals smoother since they prove your ongoing life in Portugal.
How Can We assist You
Through our partner, Portugal Residency Advisors®, you can receive full support with your D7 Visa application process from beginning to end. Their experienced team guides you step by step through Portugal’s residency requirements, ensuring the application is accurate and stress-free.
Beyond the visa, they also assist with the practical side of relocation — opening a bank account, finding the right property, and connecting you with trusted local professionals — so your transition to Portugal is smooth and well-organized.
With Portugal Residency Advisors® as your partner, you’ll have the confidence that every stage of your journey to residency is managed by experts.
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Frequently Asked Questions About the portugal d7 visa
What is the Portugal D7 Visa?
The D7 visa is a residency visa for non-EU/EEA/Swiss citizens who can prove stable passive income, such as pensions, savings, or rental income.
How much income do I need for a D7 visa in 2025?
Applicants must show at least €870 per month (100% of the Portuguese minimum wage) for the main applicant, plus 50% for a spouse and 30% for each dependent child.
Can I work in Portugal with a D7 visa?
Yes. While the D7 is based on passive income, once you obtain residency you are legally allowed to work, start a business, or freelance in Portugal.
How long is the Portugal D7 visa valid for?
The initial visa is valid for four months. Once in Portugal, you apply for a residence permit, which is usually granted for two years and renewable.
Can I bring my family with me on a D7 visa?
Yes. Family reunification allows your spouse, children, and even dependent parents to join you under your residency.
Do I need to stay in Portugal full-time?
To maintain your residency, you must spend at least 183 days per year in Portugal or show strong ties (like a permanent home).
What are the main benefits of the D7 visa?
You get residency in Portugal, the right to travel visa-free in the Schengen area, access to healthcare and education, and the chance to apply for citizenship after five years.
What documents are required for the D7 Visa application?
Key documents include proof of passive income, a clean criminal record, valid health insurance, accommodation in Portugal, and a Portuguese NIF.
Where do I apply for the D7 visa?
You must apply at the Portuguese consulate or embassy in your home country before traveling to Portugal.